Rabobank Group - International Financial Services Provider

Rabobank Group offers retail banking, wholesale banking, asset management, leasing and real estate services. The focus is on all-finance services in the Netherlands and on retail and wholesale banking, and food and agriculture internationally. The organisation, which has more than 60,000 employees (in FTEs), operates in 43 countries.

International banking division - wholesale and retail banking

Local Rabobanks serve seven million Dutch private individuals and corporate clients, offering a full range of financial services. Local Rabobanks, their members and their clients make up Rabobank Group’s cooperative core business. Local Rabobanks, for their part, are members and shareholders of Rabobank Nederland, which supervises, on behalf of the Dutch Central Bank, the solvency, liquidity and internal control structure of local Rabobanks.

Rabobank International is the Rabobank Group’s international banking division that concentrates on international wholesale and retail banking activities. The related focus is on food and agriculture customers that are served from branch offices in 28 countries worldwide.

Rabobank International

Rabobank International’s activities are divided into the regions of Europe (excluding the Netherlands), the Netherlands, North and South America, Australia and New Zealand, and Asia. Rabobank International also has a number of globally managed divisions including Global Financial Markets, Structured Finance, Leveraged Finance, Direct Banking, Telecom Media and Internet, and Trade and Commodity Finance. Rabobank International has interests in private equity and stakes in foreign banks such as a 100% stake in ACCBank in Ireland and a majority stake in Bank BGZ in Poland.

Specialised research services - Dutch equities, global financial markets, food and agricultural markets

Business intelligence provides an edge in volatile markets and sets our customers apart from the competition. We devote considerable energy to monitoring and understanding both the world of banking and the world beyond banking - because we know that financial, social and fundamental issues are very much connected. Our quality research resources are central to our success as a stable, consistent, knowledge-driven bank.

To help build your own knowledge base we offer specialised research services in the following areas: Dutch equities, global financial markets, food and agricultural markets.

Rural and agribusiness financial services experts

That we are experts in rural and agribusiness financial services is a given. Through rural, corporate and business banking divisions, we have been providing customised lending and financial services in the various food and agribusiness sectors around the world for many years. Unparalleled market knowledge in combination with strong banking skills enable the creation of customised financial solutions that have a lasting impact on F&A companies’ business.

What really stands out about Rabobank is our expertise and understanding of the industry from the 'micro' of local regional farming conditions, to the 'macro' of international commodity trade markets.

Sustainability

Rabobank International has adopted a corporate social responsibility assessment system that it applies to all customer credit applications and investment proposals from Rabo Private Equity. The focus is on combating undesirable practices such as child labour, poor working conditions, environmental pollution and deforestation.

In addition, we substantially extended our range of sustainable investment products and developed innovative products such as the Dutch credit card with climate compensation. We also took action to exclude dubious companies from our pension fund’s investments and are taking steps towards achieving carbon-neutral business operations.

Banking in developing countries

The initial objective of the co-operative local Rabobanks was to provide financial services to those who had limited or no access to them, in particular, but not exclusively, in rural areas. Nowadays the availability of financial services in countries such as the Netherlands is no longer an issue. Rabobank is now extending its original objective to develop leading nationwide banks with a rural orientation in selected developing countries, thereby reaffirming its mission as a co-operative bank that was established with the purpose of overcoming certain market imperfections.

It furthermore fulfils this objective through Rabo Development that acquires participating interests in partner banks in order to contribute to both developing the financial sector and in turn to promoting the development of the (rural) economies in these countries.