Mercer Marsh Benefits - Employee Health and Benefit Services Provider

Mercer Marsh Benefits is a leading global provider of employee health and benefit services and solutions. We help our clients address issues, including:

• Controlling healthcare costs
• Using health benefits to help attract and retain the right employees
• Saving time and money
• Managing financial and regulatory risks
• Keeping employees healthy and productive
• Securing the best solutions, pricing and service from health and benefit providers

Our solutions and services fall into five categories as follows.

Global solutions for funding and administering benefits

As corporations expand their operations across the globe, employers need to look at the scope and level of benefits they provide for both the local workforce and their increasingly mobile workers. We help clients understand each country's competitive practices and structure the most cost-effective approach to funding and administering benefit programmes. Our solutions include:

• Global benefits management
• Global health management
• Global mobility for expatriate workers

Strategic health and benefits solutions

Health and benefits solutions are a critical component of any organisation's total rewards offering. In today's turbulent economy, employers and employees alike are asking tough questions about the value of benefits. We work with organisations to address how to meet the needs of different demographic groups while balancing corporate cost constraints. Our solutions include:

• Total health management
• Benefit strategies
• Flexible benefits
• Auto-enrolment - strategy, preparation, implementation and management

Plan management and brokerage

Managing a health and benefit programme requires a disciplined approach to ensuring that plans are competitive, effectively administered, financially well-managed and compliant with an increasingly complex array of local and national regulations. As a licensed insurance broker, we can provide point solutions and full-service solutions for plan management in the following areas:

• Insured pensions - defined benefit and defined contribution
• Death and disability benefits
• Private medical and dental benefits
• Preferred provider solutions

Benefits for individuals and employees

In today's employment market, employee benefits are a key tool for attracting and retaining staff. How employees perceive the benefits that their employer provides is vitally important. Mercer Marsh Benefits offers employers and their employees the service of its individual consulting team, including:

• Personal financial planning and wealth management solutions for senior and key employees
• Retirement planning
• Savings and investments
• Tax and estate planning
• Optimising company benefit options including, long-term reward programmes
• Personal insurance: private medical; dental; travel; cash plans; health and wellness assessments

Health and benefits scheme for small businesses

elect is a service we have designed especially for clients with schemes of up to 100 lives to meet their healthcare and benefits requirements. Using our strong relationships within the insured benefits market, elect gives clients access to competitive solutions and leading edge benefits normally enjoyed by much larger schemes. Through this service, clients have the freedom to select the benefits that employees will value the most from a suite of insurance products.

Why Mercer Marsh Benefits?

Our teams of benefits professionals are specialists in their local and industry markets, with access to a global range of information, tools and talent. Our clients benefit from this combination through:

• Having a single point of contact for a broad range of services
• Seamless integration of all healthcare and other benefits programmes
• Access to world-class consulting and brokerage services

We work with our clients as partners and with each other as a team. Our advice and solutions are shaped by each client's unique needs and business context, and are designed to ensure that clients get the best return on their HR spending. We balance employer and employee advocacy in providing objective, expert guidance.

Depending on your preference, we have the expertise to provide employee benefits consulting to help clients improve just one part of their benefit arrangements or implement a full-service, end-to-end programme.

Our network is a combination of Mercer and Marsh local offices around the world, plus country correspondents who have been selected based on specific criteria. Our benefits experts, located in 135 countries and servicing clients in more than 150 countries, are deeply knowledgeable about their local markets. Through our locally established businesses, we have a unique common platform which allows us to serve clients with global consistency and locally unique solutions.